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Use Tech To Make Sure You Get The Best Deal

Wednesday, May 3rd, 2017 by | Filed Under: Uncategorized

The Internet is a great research tool when it comes to something like taking out a loan. For instance, let’s say you are offered a loan for $10,000 payable over 5 years with a monthly payment of $287.68.  Sounds kind of like a good deal, right? Run a little amortization check on that and you’ll find out tour simple loan of 10 grand, now costs you over $17,000.

Or check out what happens when you make the minimum payment of $25 on a credit card balance of $1000. You wind up paying more than double for that money.

It’s a great idea to run any kinds of loan, whether it’s a student loan, mortgage, car loan, and yes, even credit card purchases through some type of loan calculators. Some banks offer them online or just search for loan calculators.

These are also great financial teach tools for young people. Before they get their hands on credit cards, sit down with them and help them calculate what they are actually paying for things.

Do you have a favorite loan calculator or program you use to help keep track of money?  Let us know in the comments.

~ Cynthia

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One Response to “Use Tech To Make Sure You Get The Best Deal”

  1. Allan Brunner says:

    This is not a comment but a question.

    My standard default spell check in MSWord is English UK. Virtually every time I cut and paste something from the web into Word I have to go to Language to reset back to English UK as default. Is there any way I can set Word to always use UK instead of US for these pastes?

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